Like all credit unions, Fulton Teachers' Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

We are owned and operated by our members. We exist solely for the purpose of serving our members' best interests.

To join the credit union, complete a membership card and make an opening deposit of at least $5 to your share/savings account. Once you join, your IMMEDIATE FAMILY is also eligible for membership. You can all enjoy a lifetime membership, even if your employment changes.