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Share Draft/Checking Accounts

The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

Checking Accounts
Prestige Draft Account Monthly Maintenance No Charge
Advantage Draft Account Monthly Maintenance - Monthly maintenance fee will be waived if the account balance stays above $300.00 for the entire month $7.00
E-Checking Monthly Maintenance $12.00
NSF (Non-Sufficient Funds) $29.00
Overdraft Privilege $29.00
Money Market Accounts
Money Market Minimum balance $2,500.00 No Charge
Money Market If balance goes below $2,500.00 - Monthly $10.00
Money Market - Excessive withdrawal fee after six withdrawals per month $5.00
Debit Card
Visa CHECKCARD Replacement $20.00
Visa CHECKCARD Replacement Two Day $57.00
Visa CHECKCARD Replacement Three Day
NSF (Returned Check Deposit) $29.00
NSF (For Returned Payment) $29.00
Copy of Cancelled Check $5.00
Counter Check (10 free for first month of opening account) $1.00 (per check)
Check Cashing (non-members) $5.00
Payment Request
Stop Payment Request (Signature Required) $29.00
Stop Payment Request (ACH) $29.00
Additional Statement of Account per Page for Current Month $1.00
Additional Statement per Month on Previous Months $3.00
Miscellaneous Fees
Excessive Withdrawal Fee
(after two free withdrawals a qtr. on share accounts)
Dormant Account (Monthly fee for up to 12 months) $5.00
Local Fax $2.00
Long Distance Fax $3.00
Account Research (Per Hour / one hour minimum) $20.00
Official Check to Third Party $2.00
Incoming Wire $5.00
Garnishment and Levy Processing $29.00
Return Statement Mail (after second notification to member) $5.00
Closed Savings (Within first year opened) $5.00
Verification of Deposit $5.00
Club Account Early Withdrawal $10.00
Late Payment Fee 5%
Loan Modification $25.00
Skip Payment for Loans $25.00
Title Fee $18.00
Duplicate Lien Release $10.00
Credit Card, Flash Card, and Gift Card
Fee structure same as before with no changes No Change


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