| Checking Accounts |
| Prestige Draft Account Monthly Maintenance |
No Charge |
| Advantage Draft Account Monthly Maintenance - Monthly maintenance fee will be waived if the account balance stays above $300.00 for the entire month |
$7.00 |
| E-Checking Monthly Maintenance
|
$12.00 |
| NSF (Non-Sufficient Funds)
|
$29.00 |
| Overdraft Privilege
|
$29.00 |
| Money Market Accounts |
| Money Market – Minimum balance $2,500.00 |
No Charge |
| Money Market – If balance goes below $2,500.00 - Monthly |
$10.00 |
| Money Market - Excessive withdrawal fee after six withdrawals per month
|
$5.00 |
| Debit Card |
| Visa CHECKCARD Replacement
|
$20.00 |
| Visa CHECKCARD Replacement Two Day
|
$57.00 |
Visa CHECKCARD Replacement Three Day
|
$29.00 |
| Checks |
| NSF (Returned Check Deposit) |
$29.00 |
| NSF (For Returned Payment) |
$29.00 |
| Copy of Cancelled Check |
$5.00 |
| Counter Check (10 free for first month of opening account) |
$1.00 (per check) |
| Check Cashing (non-members) |
$5.00 |
| Payment Request |
| Stop Payment Request (Signature Required) |
$29.00 |
| Stop Payment Request (ACH) |
$29.00 |
| Statements |
| Additional Statement of Account per Page for Current Month |
$1.00 |
| Additional Statement per Month on Previous Months |
$3.00 |
| Miscellaneous Fees |
Excessive Withdrawal Fee
(after two free withdrawals a qtr. on share accounts) |
$3.00 |
| Dormant Account (Monthly fee for up to 12 months) |
$5.00 |
| Local Fax |
$2.00 |
| Long Distance Fax |
$3.00 |
| Account Research (Per Hour / one hour minimum) |
$20.00 |
| Official Check to Third Party |
$2.00 |
| Incoming Wire |
$5.00 |
| Garnishment and Levy Processing |
$29.00 |
| Return Statement Mail (after second notification to member) |
$5.00 |
| Closed Savings (Within first year opened) |
$5.00 |
| Verification of Deposit |
$5.00 |
| Club Account Early Withdrawal |
$10.00 |
| Late Payment Fee |
5% |
| Loan Modification |
$25.00 |
| Skip Payment for Loans |
$25.00 |
| Title Fee |
$18.00 |
| Duplicate Lien Release |
$10.00 |
| Credit Card, Flash Card, and Gift Card |
| Fee structure same as before with no changes |
No Change |
