At Fulton Teachers' Credit Union, we offer the VISA® Platinum credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Fulton Teachers' Credit Union VISA® card.
You'll enjoy the following benefits:
- No annual fee
- 25-day grace period on purchases
- No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
- No minimum finance charge
- Earn ScoreCard® rewards points for every net retail dollar you spend. Redeem for valuable merchandise at
Please click here to report a lost or stolen Fulton Teachers' Credit Union VISA Platinum credit card or click here for the credit card payoff calculator.
Click here for an application.
VISA® Platinum |
Annual Percentage Rate for Purchases |
Annual Percentage Rate for Cash Advances and Balance Transfers |
Grace Period for Repayment of the Balance of Purchases |
Method of Computing the Balance for Purchases and Cash Advances |
Minimum Finance Charge |
Transaction Fee for Purchases |
Annual Fee |
| 8.9% - 17.9%* |
8.9% - 17.9%* |
25 Days |
Average Daily Balance |
None |
None |
None |
Other fees- Live Pay-by-Phone Fee: $5 NSF/Returned Check Fee $27 Late Payment Fee: $25 Cash Advance Fee: None
Balance Transfer Fee: None
|
*Rates are based on the credit worthiness of the applicant and are subject to change.
Additional Finance Charges
A finance charge will be imposed on Credit Purchases only if you elect not to pay the entire New Balance shown on your monthly statements for the previous billing cycle within 25 days of the closing date of that statement. If you elect not to pay the entire New Balance shown on your previous monthly statement within that 25-day period, a Finance Charge will be imposed on the unpaid average daily balance of such Credit Purchases from the previous statement closing date and on new Credit Purchases from the date of posting to your account during the current billing cycle preceding the date on which the entire New Balance is paid in full or until the date of payment if more than 25 days from the closing date.
A finance charge will be assessed on cash advances from the date of the cash advance, or the first day of the billing cycle in which the cash advance is posted, whichever is later, and will continue to accrue until payment in full is posted.
The information about the costs of the card described in this application is accurate as of 02/2010. This information may have changed after that date. To find out what may have changed, call (404) 768-4980. |
