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Home Equity Loan

A Home Equity Loan is perfect for home improvements, college tuition, or any other large expenses. We are proud to offer this loan for members who want to make the most of their home investment by taking the tax advantages associated with this type of loan. This affordable loan is at a low variable rate and may be financed over a period of five to ten years. Once the loan is made, the member has a line of credit up to the amount set at closing. If you need to make a draw from your line of credit, just call the credit union and request a check to be mailed to you, deposited into your savings or picked up at the credit union.

Employees with at least three years service may apply for up to 80% of the appraised or tax assessment value of their primary residence less the amount owed on a first mortgage. The minimum amount is $10,000.00. All normal closing costs are paid by the credit union unless the loan is paid in full within the first year. So start taking advantage of the tax break and contact a loan officer at the credit union for more details.

Simply click here to download all forms needed to apply.

Please contact us if you have any questions about our home equity loans.

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