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Fixed Rate Second Mortgage Loan

A Fixed Rate Second Mortgage Loan is perfect for home improvements, college tuition, or any other large expenses. Borrow money on your home with a Fixed Rate Second Mortgage Loan and start taking advantage of the tax breaks. This type of loan is similar to the Home Equity Loan but does not have a line of credit. The full amount will be advanced to you in three days after closing (right of recission) with affordable financing terms from five to ten years and with a fixed low rate.

Employees with at least three years service may apply for up to 80% of the appraised or tax assessment value of their primary residence less the amount owed on a first mortgage. The minimum amount is $10,000.00. All normal closing costs are paid by the credit union. In some cases, we may loan up to 90% to 100%. So start taking advantage of the tax break and contact a loan officer at the credit union for more details.

Simply click here to download all forms needed to apply.

Please contact us if you have any questions about our Fixed Rate Second Mortgage Loan.

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