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CD Secured Loan

A Share Secured Loan is a loan that is secured by savings in your Share Savings Account. It is perfect for borrowing money and paying yourself back with the lowest possible finance charges. Members may borrow up to 90% of their savings for a maximum of 60 months. The interest rate is 2% above the highest rate that was last declared for the dividends in the Share Account if the term is between 1 to 24 months and 3% above the highest rate that was declared for the dividends in the Share Account if the term is between 25 to 60 months. After each payment is made, the secured amount reduces by the principle that was paid. Best of all, the secured amount is earning interest for you over the life of the loan. So let your savings work for you and take advantage of a lower interest expense.

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Please contact us if you have any questions about our Share Secured Loan.

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