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Loan Rates
Rates can be higher and are determined by beacon score, down payment, term and creditworthiness.
Type of Loan
Rate
Signature Loans
9.90% to 17.90%
Fixed Rate Second Mortgage Loan
1 to 5 years
6 to 10 years
7.00% to 12.16%
7.50% to 13.44%
Home Equity Line of Credit Loan

Wall Street Journal Prime Rate
with a current floor of 5.00%

                                              
Unimproved Property Loan (Land)
1 to 5 years
6 to 10 years
7.00% to 12.16%
7.50% to 13.44%
Motor Home, Motorcycle, Boat, Tractor
New
Used
7.40% to 12.40%
8.40% to 13.40%
Share Secured
2% to 3% above high share rate
Certificate of Deposit Secured
2% above the certificate rate
Computers
8.40% to 16.90%
New Auto (2012, 2013, 2014)
2.75% to 14.75%
Used Auto (2011 and Older)
3.75% to 14.75%
VISA® Credit Card
8.90% to 17.90%

*Annual Percentage Rate is subject to change without notice.

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