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Share/Savings Accounts
Annual Percentage Yield is accurate as of January 1, 2012. Rates and other terms may change at any time without prior notice.
Account Type
Rate
APY*
Shares
$5,000.01 or More
0.30%
0.30%
$250.00 - $5,000.01
0.20%
0.20%
$49.99 - $250.00
0.10%
0.10%
 
Minor (under 18)
$5.00 - $250.00
0.20%
0.20%
 
Money Market Account (Effective November 2, 2011)
$2,500.00 to $9,999.99
0.30%
0.30%
$10,000.00 to $24,999.99
0.35%
0.35%
$25,000.00 to $49,999.99
0.40%
0.40%
$50,000.00 to $99,999.99
0.45%
0.45%
$100,000.00 and Above
0.50%
0.50%
 
Club Accounts
0.20%
0.20%
     
FOLLOWING RATES SUBJECT TO CHANGE MONTHLY:    
IRA Accounts
0.45%
0.45%
IRA 100,000 +
0.55%
0.55%
IRA Certificate of Deposit
Same as Cert of Dep
Share Draft Accounts
0.15%
0.15%


*Annual Percentage Yields
*Certificate rates subject to change without notice
A penalty is imposed for early withdrawal.

Certificates of Deposit
Effective November 11, 2011
Term
Rate
APY
Six Month
0.40%
0.40%
12 Month
0.50%
0.50%
12 Month Over $50,000
0.55%
0.55%
2 Year
0.65%
0.65%
2 Year Over $50,000
0.70%
0.70%
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