Fulton Teachers' Credit Union offers three different club accounts. The dividends are posted quarterly on the following accounts:

• Christmas Club - This account allows you to save monthly through payroll deduction for those extra expenses incurred during the holidays. You can set a predetermined amount to be deducted from your paycheck each month to go into your Christmas Club Account. Each quarter your deposits accrue interest and in October we will mail you a check for the total amount deposited plus dividends. This is a convenient and easy way to save for those extra expenses and will eliminate the financial stress around the holidays. See the rates section for our current Club Account rates.
• Vacation Club - This account allows you to save monthly through payroll deduction for planned vacations throughout the year. You can set a predetermined amount to be deducted from your paycheck each month to go into your Vacation Club Account. Each quarter your deposits accrue interest and in May we will mail you a check for the total amount deposited plus dividends. So start saving today for those much deserved vacations. See the rates section for our current Club Account rates.
• Ten Month Club Account - If you get paid only ten months out of a year, this account is for you. This account allows you to save monthly through payroll deduction for the summer months when you do not get a paycheck. Each quarter your deposits accrue interest and in July and August we will mail you a check for the amount deposited plus dividends. Start budgeting now so you will have adequate cash flow for twelve months a year, instead of just ten months a year. See the rates section for our current Club Account rates.