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Share/Savings Accounts

When you become a member of the credit union a savings account is opened in your name. An initial deposit of $5 is required. All members must maintain a $5 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it open.

Other features of Regular Savings include:

  • A competitive interest rate paid quarterly on the average daily balance in your savings account. See the rates section for our current share accounts rate.
  • Withdrawals: To withdraw money from your savings account, simply stop by a credit union branch. Members may make up to two savings withdrawals per quarter free of charge. After two withdrawals in one quarter a $2 charge per excessive withdrawal is applied
  • Online access to your account.
  • Quarterly statements by mail.
  • Payroll deduction: You may have deposits to your savings account deducted directly from your paycheck.

If you have any other questions about regular savings accounts at Fulton Teachers' Credit Union, contact us. Click here for the savings calculator.

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