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Overdraft Advance

Now you can avoid additional expense, embarrassment and worry from having checks returned! FTCU now offers Overdraft Privilege to our members for their personal checking accounts. Your current overdraft protection will remain in place. This service will only be activated if there are insufficient funds in your other accounts that are currently used for overdraft protection. This service will be provided to you as long as your account remains in good standing or unless you opt out. Overdraft Privilege will cover up to $500.00 including a $27.00 insufficient fund fee for each transaction that we honor under this program. Each time Overdraft Privilege is activated you will receive written notification from FTCU. Once your Overdraft Privilege service has been activated, it is your responsibility to correct any balance deficiency by making a deposit to cover your overdraft and fees within 30 days.

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